Financing with Our Dealership

Johnstons Toyota takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Johnstons Toyota Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Johnstons Toyota can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Our Team of Toyota Lease and Auto Loan Specialists near Middletown Are Here For You

Your car buying experience should be a smooth one. That's how we feel at Johnstons Toyota and we make it our priority. That includes taking some of the shrouded mystery out of auto financing. Our team of Toyota lease and car loan pros are here to do that, and with their passion for the job, it will be clear to you. They do their best to find the most beneficial terms for you, and negotiate the right car loan and Toyota lease rates for you, ensuring satisfaction.

To learn more, submit an application from our website online. We also are free to meet face-to-face in our new Toyota showroom, located at 5015 Route 17M in New Hampton, New York - not far from the surrounding Warwick, Scotchtown, Goshen, Newburgh and Monroe areas.

Your privacy is important to us.

Johnstons Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Johnstons Toyota

    5021 Route 17M
    BOX 460
    New Hampton, NY 10958

    • Sales: (845) 374-8600
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Get in Touch

  • Contact our Sales Department at: (845) 374-8600
  • Fax: (845) 374-3810
  • Monday9:00a - 7:00p
  • Tuesday9:00a - 7:00p
  • Wednesday9:00a - 7:00p
  • Thursday9:00a - 7:00p
  • Friday9:00a - 6:00p
  • Saturday9:00a - 5:00p
  • SundayClosed